Safety Tips to Avoid Risk this Holiday Season

Holiday Safety

Feel the holiday spirit and help your insureds avoid risk this holiday season with these safety tips for nonprofit and for-profit social services organizations.

Christmas Tree Care… Those beautiful Christmas trees that decorate the entryways of your insureds’ buildings definitely add a bit of cheeriness to the environment. Whether they are standing tall in the Adult Day Care Center, Group Home, or Home Health Care facility, they can be a fire hazard. The first step to eliminating this hazard is for your insured to check that the tree is healthy and has good quality. The tree should also not be located near a fireplace, lit candle and any other warm object like a heating vent. If your insured used an artificial tree, advise them to make sure it is a fire-resistant tree. For more information on tree safety, visit the U.S. Fire Administration.

Lights… For your insureds’ patients, a little bit of holiday lights can go a long way. These holiday lights illuminate hallways, stairways, windows and overall appearance of the building, but if not properly hung up or set up, they may cause a big loss. According to the U.S. Fire Administration, they advise to “inspect holiday lights each year for frayed wires, bare spots, gaps in the insulation, broken or cracked sockets, and excessive kinking or wear before putting them up.” It is also important that electrical outlets are not overused by too many plugs.

Driver Safety… We’re constantly thinking of driver safety tips for insureds that have employees driving for a living – such as the pizza delivery drivers and the paratransit non-emergency drivers. You can never be too careful on the road, especially around the holiday season when there is unforeseen weather conditions and a fluctuation in highway traffic. For your insureds’ drivers that were already approved by the insurance carrier, hired and on the road, there are a few safety measures that should be followed.

Vehicle Maintenance is extremely important due to the unexpected weather conditions that may cause snow storms, wet roads and black ice. Insureds should properly maintain all vehicles with pre-trip and post-trip inspections for oil maintenance, washer fluid, tire pressure, gas gauge, working windshield wipers and more! This is also the time of year when the insureds’ drivers should be extra cautious of where they park and to make sure they lock the vehicle before leaving it. In case of a severe weather warning, your insureds’ management must be ready to make a serious judgment as to whether or not their employees should risk driving in dangerous weather.

Building Maintenance… Proper building maintenance is very important during the holidays! Businesses like Adult Day Care Centers, Nursing Homes, Assisted Living and Home Health Care facilities may have visitors in and out delivering gifts or celebrating with family and friends. This also extends to certain rehabilitation centers and mental health facilities. Some nonprofit associations, like homeless shelters, soup kitchens and food banks may find themselves with an influx of people to care for longer.

With this being said, proper building maintenance is crucial for all insureds. Sidewalks, outside stairways and walkways should be properly lit, salted when wet or icy, and shoveled if necessary. Front entrances and hallways should have a clear indication if slippery due to outside exposures. Proper sign-in and sign-out procedures must be adequately managed so that the belongings of patients, visitors and your insured are secure.

These are just a few tips on holiday safety to get you started! For more information, call 877-456-5323, email, or find us on social media on Google Plus, Facebook, LinkedIn and Twitter. Have a very happy holiday season!


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AFC Insurance writes this blog. The content and opinions expressed in this blog are strictly for informative purposes from sources that are presumed accurate. AFC Insurance does not assume responsibility for any misguided information and no guarantees are implied.