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	<title>AFC Insurance</title>
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	<link>http://www.afcins.com</link>
	<description>Performance, Not Promises</description>
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		<title>AFC Offers Insurance Program to Protect Homeless Shelters</title>
		<link>http://www.afcins.com/2011/12/02/afc-offers-insurance-program-to-protect-homeless-shelters/</link>
		<comments>http://www.afcins.com/2011/12/02/afc-offers-insurance-program-to-protect-homeless-shelters/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 22:00:52 +0000</pubDate>
		<dc:creator>margie</dc:creator>
				<category><![CDATA[Blogging & Binding]]></category>
		<category><![CDATA[AFC insurance]]></category>
		<category><![CDATA[bed bugs]]></category>
		<category><![CDATA[food spoilage/contamination endorsement]]></category>
		<category><![CDATA[homeless shelters]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://afcins.greendaysgroup.com/?p=685</guid>
		<description><![CDATA[AFC’s Health &#38; Human Services Program includes insurance designed for Homeless Shelters – those hard to place risks, which service the immediate needs of others by supplying food, shelter, clothing and safety. As the cold air encroaches and the holiday season approaches, it is a wonderful time to contemplate our own blessings and how we [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Safe Driving Throughout the Holiday Season (And Always)</title>
		<link>http://www.afcins.com/2010/12/15/safe-driving-throughout-the-holiday-season-and-always/</link>
		<comments>http://www.afcins.com/2010/12/15/safe-driving-throughout-the-holiday-season-and-always/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 00:37:32 +0000</pubDate>
		<dc:creator>afcinsurance</dc:creator>
				<category><![CDATA[Blogging & Binding]]></category>
		<category><![CDATA[avoid risk]]></category>
		<category><![CDATA[consumption of alcohol]]></category>
		<category><![CDATA[designated driver]]></category>
		<category><![CDATA[distracted drivers]]></category>
		<category><![CDATA[drunk drivers]]></category>
		<category><![CDATA[happy holidays]]></category>
		<category><![CDATA[holiday season]]></category>
		<category><![CDATA[responsible partying]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[staying safe during the holidays]]></category>

		<guid isPermaLink="false">http://afcins.greendaysgroup.com/?p=543</guid>
		<description><![CDATA[Throughout the holiday season most of us will be attending holiday parties, visiting friends and relatives, shopping and traveling. To keep this holiday season a joyous one, it is important to keep safe while driving.  For those that plan to visit friends and relatives and attend holiday parties that may include the consumption of alcohol, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Endorsements: How to Iron Out the Wrinkles for a Smooth Process</title>
		<link>http://www.afcins.com/2010/12/08/endorsements-how-to-iron-out-the-wrinkles-for-a-smooth-process/</link>
		<comments>http://www.afcins.com/2010/12/08/endorsements-how-to-iron-out-the-wrinkles-for-a-smooth-process/#comments</comments>
		<pubDate>Wed, 08 Dec 2010 17:20:25 +0000</pubDate>
		<dc:creator>afcinsurance</dc:creator>
				<category><![CDATA[Blogging & Binding]]></category>
		<category><![CDATA[Acord Application]]></category>
		<category><![CDATA[AFC]]></category>
		<category><![CDATA[AFC insurance]]></category>
		<category><![CDATA[amend address]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[change]]></category>
		<category><![CDATA[endorsement]]></category>
		<category><![CDATA[endorsement@afcins.com]]></category>
		<category><![CDATA[how to submit an endorsement]]></category>
		<category><![CDATA[insured]]></category>
		<category><![CDATA[turnaround]]></category>

		<guid isPermaLink="false">http://afcins.greendaysgroup.com/?p=541</guid>
		<description><![CDATA[Nobody likes change, right? Well, the insurance industry is constantly changing. We’re used to it! But in a perfect world, insurance policies would be issued correctly the first time around and there wouldn’t be a need for change. There wouldn’t be any endorsements to a policy during the course of the year. One can only [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Payment Card Security Coverage Offered in Pizza &amp; Deli Insurance Program</title>
		<link>http://www.afcins.com/2010/12/01/payment-card-security-coverage-offered-in-pizza-deli-insurance-program/</link>
		<comments>http://www.afcins.com/2010/12/01/payment-card-security-coverage-offered-in-pizza-deli-insurance-program/#comments</comments>
		<pubDate>Wed, 01 Dec 2010 18:52:48 +0000</pubDate>
		<dc:creator>afcinsurance</dc:creator>
				<category><![CDATA[Blogging & Binding]]></category>
		<category><![CDATA[breach]]></category>
		<category><![CDATA[fireman's fund]]></category>
		<category><![CDATA[Fireman's Fund Insurance Company]]></category>
		<category><![CDATA[insurance exposure]]></category>
		<category><![CDATA[manage risk]]></category>
		<category><![CDATA[non-compliance]]></category>
		<category><![CDATA[payment card datea breach]]></category>
		<category><![CDATA[payment card industry data security standards]]></category>
		<category><![CDATA[Payment Card Security Coverage]]></category>
		<category><![CDATA[pizza & deli insurance]]></category>
		<category><![CDATA[pizza delivery]]></category>
		<category><![CDATA[unsecured networks]]></category>

		<guid isPermaLink="false">http://afcins.greendaysgroup.com/?p=539</guid>
		<description><![CDATA[Large or small, any business that suffers a payment card data breach and is found to be out of compliance with Payment Card Industry (PCI) Data Security Standards can face everything from steep contract penalties to negative publicity. While virtually every retailer, merchant and service provider is aware of the risks of credit and debit [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Make A Submission Count</title>
		<link>http://www.afcins.com/2010/11/17/how-to-make-a-submission-count/</link>
		<comments>http://www.afcins.com/2010/11/17/how-to-make-a-submission-count/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 06:39:01 +0000</pubDate>
		<dc:creator>afcinsurance</dc:creator>
				<category><![CDATA[Blogging & Binding]]></category>
		<category><![CDATA[Acord applications]]></category>
		<category><![CDATA[claim detail]]></category>
		<category><![CDATA[insurance applications]]></category>
		<category><![CDATA[insurance carriers]]></category>
		<category><![CDATA[loss]]></category>
		<category><![CDATA[occurrences]]></category>
		<category><![CDATA[open losses]]></category>
		<category><![CDATA[soft market]]></category>
		<category><![CDATA[submission]]></category>

		<guid isPermaLink="false">http://afcins.greendaysgroup.com/?p=537</guid>
		<description><![CDATA[You work very hard trying to get your foot in the door on an important account. The last thing you want to hear is that it has been declined. Let&#8217;s face it, we&#8217;re in a soft market and that just makes things that much tougher.  All carriers have specific “applications” they prefer to use, which [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Steering Risk Away from Your Business with Driver Management</title>
		<link>http://www.afcins.com/2010/11/11/steering-risk-away-from-your-business-with-driver-management/</link>
		<comments>http://www.afcins.com/2010/11/11/steering-risk-away-from-your-business-with-driver-management/#comments</comments>
		<pubDate>Thu, 11 Nov 2010 05:33:31 +0000</pubDate>
		<dc:creator>afcinsurance</dc:creator>
				<category><![CDATA[Blogging & Binding]]></category>
		<category><![CDATA[carrier]]></category>
		<category><![CDATA[delivery drivers]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[driver management]]></category>
		<category><![CDATA[elderly]]></category>
		<category><![CDATA[handicapped]]></category>
		<category><![CDATA[incapacitated]]></category>
		<category><![CDATA[insurance inspectors]]></category>
		<category><![CDATA[insurance risk]]></category>
		<category><![CDATA[insured]]></category>
		<category><![CDATA[Motor Vehicle Report]]></category>
		<category><![CDATA[MVR]]></category>
		<category><![CDATA[non-emergency vehicles]]></category>
		<category><![CDATA[paratransit]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[safety of passengers]]></category>
		<category><![CDATA[Travelers Insurance]]></category>
		<category><![CDATA[vehicle maintenance]]></category>

		<guid isPermaLink="false">http://afcins.greendaysgroup.com/?p=535</guid>
		<description><![CDATA[The paratransit services are a great asset to the elderly, handicapped or incapacitated, but can also be a great risk if the insured does not have a safety program.  Not only should the drivers be responsible, but management as well. By incorporating a safety program, drivers are trained, driver reports are checked and a vehicle [...]]]></description>
		<wfw:commentRss>http://www.afcins.com/2010/11/11/steering-risk-away-from-your-business-with-driver-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Marketing Strategies Can Make the Difference</title>
		<link>http://www.afcins.com/2010/11/03/how-marketing-strategies-can-make-the-difference/</link>
		<comments>http://www.afcins.com/2010/11/03/how-marketing-strategies-can-make-the-difference/#comments</comments>
		<pubDate>Wed, 03 Nov 2010 00:53:23 +0000</pubDate>
		<dc:creator>afcinsurance</dc:creator>
				<category><![CDATA[Blogging & Binding]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[how to sell insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[insured]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[marketing campaign]]></category>
		<category><![CDATA[marketing insurance]]></category>
		<category><![CDATA[product]]></category>

		<guid isPermaLink="false">http://afcins.greendaysgroup.com/?p=531</guid>
		<description><![CDATA[Marketing is a very important aspect to any company’s success, and that’s an understatement. You may have the best product for the consumer to purchase, but if the product is not marketed correctly, your success will be limited. Think about this &#8212; How often have you seen a horrible product sell and wonder why?  It’s [...]]]></description>
		<wfw:commentRss>http://www.afcins.com/2010/11/03/how-marketing-strategies-can-make-the-difference/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>COPE Part 2: Why Are We Coping with COPE?</title>
		<link>http://www.afcins.com/2010/10/28/cope-part-2-why-are-we-coping-with-cope/</link>
		<comments>http://www.afcins.com/2010/10/28/cope-part-2-why-are-we-coping-with-cope/#comments</comments>
		<pubDate>Thu, 28 Oct 2010 22:07:45 +0000</pubDate>
		<dc:creator>afcinsurance</dc:creator>
				<category><![CDATA[Blogging & Binding]]></category>
		<category><![CDATA[construction]]></category>
		<category><![CDATA[COPE]]></category>
		<category><![CDATA[COPE insurance]]></category>
		<category><![CDATA[exposures]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[occupancy]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[protection]]></category>
		<category><![CDATA[rating]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[submission]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://afcins.greendaysgroup.com/?p=527</guid>
		<description><![CDATA[Last week we discussed COPE—what it is and what it means to the underwriting and rating of property exposures. COPE stands for Construction, Occupancy, Protection and Exposures, which we explained are the basic attributes that contribute to the likelihood and severity of a loss to property. So why is this information important to those of [...]]]></description>
		<wfw:commentRss>http://www.afcins.com/2010/10/28/cope-part-2-why-are-we-coping-with-cope/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>COPE Part 1: Why Are We Coping with COPE?</title>
		<link>http://www.afcins.com/2010/10/19/cope-part-1-why-are-we-coping-with-cope/</link>
		<comments>http://www.afcins.com/2010/10/19/cope-part-1-why-are-we-coping-with-cope/#comments</comments>
		<pubDate>Tue, 19 Oct 2010 23:49:59 +0000</pubDate>
		<dc:creator>afcinsurance</dc:creator>
				<category><![CDATA[Blogging & Binding]]></category>
		<category><![CDATA[AFC]]></category>
		<category><![CDATA[AFC insurance]]></category>
		<category><![CDATA[commercial insurance]]></category>
		<category><![CDATA[construction]]></category>
		<category><![CDATA[COPE]]></category>
		<category><![CDATA[exposure]]></category>
		<category><![CDATA[ISO]]></category>
		<category><![CDATA[ISO class codes]]></category>
		<category><![CDATA[occupancy]]></category>
		<category><![CDATA[protection]]></category>

		<guid isPermaLink="false">http://afcins.greendaysgroup.com/?p=524</guid>
		<description><![CDATA[COPE is quickly becoming a basic staple in property underwriting and rating. Every time we turn around we are asked to prepare a summary of the “COPE” for our property exposures. But what is this acronym and why are we being asked to gather and provide information beyond the format of an Acord 140? COPE [...]]]></description>
		<wfw:commentRss>http://www.afcins.com/2010/10/19/cope-part-1-why-are-we-coping-with-cope/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Benefits of Operating as a Paperless Business</title>
		<link>http://www.afcins.com/2010/10/12/the-benefits-of-operating-as-a-paperless-business/</link>
		<comments>http://www.afcins.com/2010/10/12/the-benefits-of-operating-as-a-paperless-business/#comments</comments>
		<pubDate>Tue, 12 Oct 2010 21:42:17 +0000</pubDate>
		<dc:creator>afcinsurance</dc:creator>
				<category><![CDATA[Blogging & Binding]]></category>
		<category><![CDATA[AFC]]></category>
		<category><![CDATA[AFC insurance]]></category>
		<category><![CDATA[environment-friendly]]></category>
		<category><![CDATA[green]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[less trees]]></category>
		<category><![CDATA[organization]]></category>
		<category><![CDATA[paperless]]></category>

		<guid isPermaLink="false">http://afcins.greendaysgroup.com/?p=522</guid>
		<description><![CDATA[AFC Insurance has been operating as a paperless business since July 1, 2009. All new business and renewals that have been bound since this date have been documented in a paperless environment.  It took one year for the transition to be complete, and the rewards are well worth it. We have eliminated our big, bulky, partition folders.  [...]]]></description>
		<wfw:commentRss>http://www.afcins.com/2010/10/12/the-benefits-of-operating-as-a-paperless-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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