Mental Health Insurance

Insurance for Mental Health Facilities

Mental Health Insurance is a vital part to our Social Services Insurance Program, or the Humanity PlusSM Program. It is specifically designed to meet the needs of professional Mental Health Care providers who support and care for people with mental illnesses or difficulties. Mental Health facilities offer a wide range of unique services to promote healing, social well-being and overall better quality of life for adults and youth.

Eligible risks for the Mental Health Insurance Program may also include Counseling, Behavioral Health, Outpatient Counseling Services, Crisis Management, Residential Services (No psych), 2-3 Day Counseling Treatment, Camps (Special/Adventure Facilities), Clinics, Guardianship and Summer Camps (must be licensed Developmentally Disabled Camps).

We’re ready to offer your insured complete coverage and outstanding service with our Mental Health Insurance Program! To get started, download the appropriate forms and applications provided below and contact Dina Tristani at dina.tristani@afcins.com or 610-814-2183.

For additional information on Mental/Behavioral Health, check out:
The National Council for Behavioral Health
The National Association for Persons with Developmental Disabilities and Mental Health Needs

Submission Requirements:

  • Acords
  • Supplement
  • Auto Supplement & Driver List (Auto Coverage Only)
  • 5 years Currently Valued Loss Runs
  • Claims Details – If Applicable
  • Complete Staff Breakdown
  • Detailed description of risk

Forms & Applications

File Name Format Download
Abuse Supplement Download
Business Interruption Worksheet Download
Social Services New Business Application -  Chartis Download
Social Services New Business Application – QBE Download
Social Services Renewal Application – Chartis Download
Social Services Renewal Application – QBE Download
Social Services Residential Facility Supplement Download
Social Services Supplemental Application – Chartis Download
Social Services Supplemental Application – QBE Download
Swimming Pool Supplement – Chartis Download
Swimming Pool Supplement – QBE Download

Our Mental Health Insurance Program offers a competitive package of insurance coverages specifically designed to meet the unique needs of mental health facilities. Policies are issued on either an Admitted or Non-Admitted basis, and available coverages include: Package, Property, General & Professional Liability, Umbrella, Abuse & Molestation, Auto (some restrictions may apply) and Workers Compensation.

AFC also offers Coverage Endorsement & Enhancements including Volunteers & Independent Contractors as Insureds, Optional Key Employee Replacement Endorsement and Optional Extended Coverage Endorsement with Blanket Additional Insured. For more details, see below.

Property

  • Blanket/Replacement Cost/Agreed Amount Options
  • Special Form
  • No age restriction
  • All construction types eligible
  • Protection classes 1-9 eligible
  • Enhancement Forms Available
  • Deductibles start at $1,000

General Liability

  • Limits available up to:
    • $1,000,000 Per Occurrence
    • $3,000,000 Aggregate
    • No deductibles

Professional Liability

  • Limits available up to:
    • $1,000,000 Per Occurrence
    • $3,000,000 Aggregate
  • No deductibles
  • Occurrence or Claims-Made Options Available!

Automobile Liability

  • Includes vans and busses
  • Up to $1,000,000 CSL
  • Physical Damage

Crime and EDP

  • We design these coverages for your specific needs. For more information contact us.

Umbrella

  • Up to $5,000,000 limits available

Worker’s Compensation

  • Monoline
  • Higher Mod Accounts
  • Payment Plans
  • Guaranteed Cost
  • Multi State Operations