Commercial Child Care Insurance

AFC’s Commercial Child Care Insurance Program offers outstanding coverages and services for your insureds who provide a home away from home for children. This comprehensive program leverages our expertise in health and human services to provide commercial child care insurance to professional licensed facilities and centers. Eligible risks include child care centers, nursery schools, Montessori schools and After School Care. With the backing of an “A” rated carrier, our Commercial Child Care Insurance Program offers competitive rates, efficient claims management and superior risk management solutions — allowing your insured to focus on providing the best for the children they serve.

Our Commercial Child Care Insurance Program is designed to meet the needs of the following operations:

  • Commercial Child Care Centers
  • Nursery Schools
  • Montessori Schools (serving children 7 years old or younger)
  • After School Care

We are pleased to offer coverage to several types of incidental operations. We can write the following only if they represent less than 25% of a commercial child care operation:

  • After School Programs
  • Day Camps (in conjunction with a child care center)
  • Tutoring (if conjunction with a child care center)

For more information on our Commercial Child Care Insurance Program, please provide the below information or contact us. We look forward to hearing from you!

Commercial Child Care Insurance Program Inquiry

Have a question about our Commercial Child Care Insurance Program? Please provide the below information and we will contact you shortly!

AFC’s Commercial Child Care Program is tailored for child care centers, drawing on our expertise in health and human services. We offer the broadest coverage child care centers need at affordable rates.

Property:

  • Replacement cost and agreed value available (blanket options available)
  • Deductibles as low as $1,000
  • Coverage available in coastal areas
  • Property enhancement forms

General Liability

  • Up to $1,000,000 Occurrence, $3,000,000 aggregate
  • Abuse & Molestation coverage up to $1,000,000 occurrence, $1,000,000 aggregate
  • General liability enhancement forms
  • Volunteers covered
  • Professional liability

Worker’s Compensation

  • Monoline
  • Higher Mod Accounts
  • Payment Plans
  • Guaranteed Cost
  • Multi-state Operations

Additional available coverages:

  • Crime
  • Auto
  • Inland marine
  • Umbrella
  • Optional accident coverage to cover your insured’s children and staff

All states. Some state restrictions may apply.

Commercial Child Care

Our Business Development Leader is available to discuss how AFC’s Commercial Child Care Program and optional Essential Accident Coverage can meet your insureds’ needs.

Dina Tristani at dina.tristani@afcins.com or 610-814-2183

Forms & Applications

To send us a submission for AFC’s Commercial Child Care Program, please download and complete the PDF below:

File NameFormatDownload
Child Care Solutions Application Download

  • AFC Insurance offers Essential Accident Coverage in conjunction with our Commercial Child Care Program. This optional coverage can protect all registered individuals, enrollees and participants, as well as teachers and supervisors.

Coverages Available:

  • Accident Medical Expense
  • Accidental Death
  • Accidental Dismemberment
  • Catastrophic Cash Benefit

The product offers a maximum limit of:

  • $250,000 Accident Medical Expense
  • $10,000 Accidental Death
  • $50,000 Accidental Dismemberment
  • $50,000 Catastrophic Cash Benefit

Please contact us to find out more about this optional coverage for your insureds.