Home Health Care Insurance

Our Home Health Care Insurance Program is the In-Home Plus Program – written exclusively through an “A” Rated Carrier. AFC specializes in social services insurance and home health care insurance. We understand that home health care professionals face unique and serious risks on a daily basis in their workplaces and AFC is here to help. With a driven team of insurance professionals, we offer in-house quoting and binding authority. See eligible classes for the Home Health Care Insurance Program listed below!

If you are interested in our Home Health Care Program, please download and complete all relevant forms.

File NameFormatDownload
Home Health Care Renewal Application Download
Home Health Care New Business Application Download
Auto Supplement Application Download

Contact our Business Development Leader, Lori Ann Purnell, at loriann.purnell@afcins.com or 610-814-2192 with any questions on the below submission requirements for the Home Health Care Program. Download appropriate forms and applications here.

Submission Requirements:

  • Acords
  • Supplement
  • Auto Supplement & Driver List (Auto Coverage Only)
  • 5 years Currently Valued Loss Runs
  • Claims Details – If Applicable
  • Complete Staff Breakdown
  • Detailed description of risk

AFC’s Home Health Care Insurance Program is designed to address the needs of a full range of eligible home health care services, including:

  • Skilled Nursing Care
  • Physical Occupational and/or Speech Therapy
  • Home Health Aides
  • Basic Assistance
  • Hospice
  • Companion Care
  • Nutritional Support
  • Visiting Nurses Associations
  • Nurse Registries
  • Medical Staffing
  • Traumatic Brain Injury

Ineligible classes include:

  • Adoption Agency (if more than 25% of operations)
  • Assisted Living (Senior Citizens, Elderly)
  • Birthing Centers
  • Big Brothers/Big Sisters Program (if overnight activities)
  • Community Redevelopment Agencies
  • Correctional Facilities
  • Family Planning Clinics (other than Pregnancy Counseling only Facilities)
  • Foster Care Agencies
  • Psychiatric Hospitals
  • Housing Authority
  • Public Housing
  • Sex Offenders
  • Stand Alone Special Events/Fundraisers
  • Student Cooperative Housing
  • Violent Youth Lockdowns

Home Health Care Insurance is a part of AFC’s Human and Social Services Program and is designed specifically to meet the needs of skilled and non-skilled home health care providers. This means your home health care risk benefits from the extensive health and human services expertise of the AFC staff, with coverage targeted for the unique risks associated within their industry.

Policies are issued on either an Admitted or Non-Admitted basis. Our competitive coverages available are: Package, Property, General & Professional Liability, Umbrella, Abuse & Molestation, Auto (some restrictions may apply) and Workers Compensation.

AFC also offers Coverage Endorsement & Enhancements including Volunteers & Independent Contractors as Insureds, Optional Key Employee Replacement Endorsement and Optional Extended Coverage Endorsement with Blanket Additional Insured. For more details, see below.

Property

  • Blanket/Replacement Cost/Agreed Amount Options
  • Special Form
  • No age restriction
  • All construction types eligible
  • Protection classes 1-9 eligible
  • Enhancement Forms Available
  • Deductibles: Start at $1,000General Liability:
  • Limits available up to:$1,000,000
  • Per Occurrence$3,000,000 Aggregate
  • No deductibles

Professional Liability

  • Limits available up to:$1,000,000
  • Per Occurrence$3,000,000 Aggregate
  • No deductibles!
  • Occurrence or Claims-Made Options Available!

Automobile Liability

  • Up to $1,000,000 CSL
  • Physical Damage
  • Includes vans and buses

Crime and EDP

  • Coverages tailored to the individual needs of your business
  • Umbrella
  • Up to $5,000,000 limits available

AFC’s Home Health Care Program is available in all states except Hawaii and Alaska.

Home Health Care

Please provide the below information or contact us for more information on our Home Health Care Insurance Program. We look forward to hearing from you!

Home Health Care Insurance Program Inquiry

Have a question about our Home Health Care Insurance Program? Please provide the below contact information and we will contact you shortly!