AFC Insurance

Our broad selection of coverages provides your clients with protection they need including drivers liability for non-owned auto (some restrictions apply*), so they can focus on what they do best….PIZZA!…and now DELI too!!!!

 

 Coverages Available:

Business Owners Package (BOP) Included Coverages:

• Business Personal Property, including Tenants Improvement & Betterments
• Business Liability
• Coverage Summary
• Data Compromise
• Crisis Management
• Food Contamination
• Identity Recovery

 

Other Coverages Available (in most states) in Addition to BOP:

• Delivery (Employers Non-Owned Auto)
• Excess Liability
• Owned Auto
• Liquor Liability
• Worker’s Compensation
• Employee Benefits Liability
• Employment Practices Liability
• Payment Card Security Extra Expense

 

*NO Minimum Premium for BOP
*Franchises we cannot write at this time:

1. Papa John’s
2. Domino’s
3. Round Table

 

Program Auto Requirements:

1. Drivers must be at least 18 years of age and have been licensed for at least two years without interruption. 
2. Drivers have no more than two minor moving violations or one accident and one minor moving violation during the past 36 months.
3. All drivers MUST be approved by AFC Insurance Services, Inc. BEFORE being allowed to drive on Insured’s behalf.
4. Driver information is required to be updated every six (6) months.
5. New drivers must be approved prior to driving.

*Some geographic restrictions apply - coverages may vary by state.
Approval based upon carrier guidelines being met.
Admitted Carrier – A.M. Best rated A XV