Respite Care Insurance

Specialized Insurance Coverages for Respite Care Services

Respite Care Insurance is included in our Social Services Insurance Program, or the Humanity PlusSM Program. Respite Care is the temporary relief for the usual caretaker of a dependent elderly, ill or developmentally disabled person. Eligible risks may include Camps (Special/Adventure Courses) Facilities, Developmentally Disabled Clients, Hospice, Services Providing Relief for Care Takers, Summer Camps (must be licensed Developmentally Disabled Camps), Traumatic Brain Injury (TBI), Day Programs and Associations for Retarded Citizens (ARCs).

AFC is prepared to offer your insured complete coverage and fantastic service with our Social Services Program that includes Respite Care Insurance! To get started, download the appropriate forms and applications provided below and contact Dina Tristani at dina.tristani@afcins.com or 610-814-2183.

For additional resources on Respite Care, visit:

Submission Requirements:

  • Acords
  • Supplement
  • Auto Supplement & Driver List (Auto Coverage Only)
  • 5 years Currently Valued Loss Runs
  • Claims Details – If Applicable
  • Complete Staff Breakdown
  • Detailed description of risk

Forms & Applications

File Name Format Download
Abuse Supplement Download
Business Interruption Worksheet Download
Social Services New Business Application -  Chartis Download
Social Services New Business Application – QBE Download
Social Services Renewal Application – Chartis Download
Social Services Renewal Application – QBE Download
Social Services Residential Facility Supplement Download
Social Services Supplemental Application – Chartis Download
Social Services Supplemental Application – QBE Download
Swimming Pool Supplement – Chartis Download
Swimming Pool Supplement – QBE Download

AFC’s program that includes Respite Care Insurance offers a competitive package of insurance coverages specifically designed to meet the unique needs of respite care services. Policies are issued on either an Admitted or Non-Admitted basis, and available coverages include: Package, Property, General & Professional Liability, Umbrella, Abuse & Molestation, Auto (some restrictions may apply) and Workers Compensation.

AFC also offers Coverage Endorsement & Enhancements including Volunteers & Independent Contractors as Insureds, Optional Key Employee Replacement Endorsement and Optional Extended Coverage Endorsement with Blanket Additional Insured. For more details, see below.

Property

  • Blanket/Replacement Cost/Agreed Amount Options
  • Special Form
  • No age restriction
  • All construction types eligible
  • Protection classes 1-9 eligible
  • Enhancement Forms Available
  • Deductibles start at $1,000

General Liability

  • Limits available up to:
    • $1,000,000 Per Occurrence
    • $3,000,000 Aggregate
    • No deductibles

Professional Liability

  • Limits available up to:
    • $1,000,000 Per Occurrence
    • $3,000,000 Aggregate
  • No deductibles
  • Occurrence or Claims-Made Options Available!

Automobile Liability

  • Includes vans and busses
  • Up to $1,000,000 CSL
  • Physical Damage

Crime and EDP

  • We design these coverages for your specific needs. For more information contact us.

Umbrella

  • Up to $5,000,000 limits available

Worker’s Compensation

  • Monoline
  • Higher Mod Accounts
  • Payment Plans
  • Guaranteed Cost
  • Multi State Operations