Social Service Safety Tips for July 4th

Social Service July FourthThe 4th of July is almost here and it’s a popular tradition to celebrate our independence with family, friends and our community. Your insureds may actually be planning special events or picnics. If your insured is planning a July 4th party, make sure you discuss their plans so both of you are fully aware that their business is protected. A few easy risk management tips for this patriotic holiday are listed below:

  1.  Beat the Heat. Even a bright, beautiful summer day brings a cause for concern. If your Adult Day Care Center or Community Social Service Program is planning an outdoor event, they should take additional safety measures to avoid illnesses caused by heat– such as dehydration, heat strokes or sunburn. See more on heat-related injuries at “Risk Management Tips for Spring & Summer.” This article will explain how to avoid certain heat-related injuries and other ways to prevent dehydration. Your insured may also want to invest in an outdoor party tent for guests to escape the sun and relax in the shade.
  2. Party Smart. It is not uncommon for a July 4th picnic to include alcoholic beverages. With this in mind, help your insured review and understand the liquor liability they have on their current insurance policy. Check out “A Day for Green: Host Liquor Liability & Nonprofits” for information on Host Liquor Liability and more resources regarding alcohol training and safety measures.
  3. Fireworks are Dangerous. Fireworks are extremely dangerous, especially for amateurs! Fireworks should only be handled by specifically trained professionals. According to a study conducted in 2011 by the U.S. Consumer Product Safety Commission (CPSC), 200 people on average went to the emergency room each day with fireworks-related injuries throughout the surrounding month of July 4th. More than half of these injuries were burns, but fireworks can also cause blindness, bruises and even death. This is not something you want your insured attempting.
  4. Protect the Food. A special event or picnic usually serves a meal or provides snacks for guests. Your insured wants to make sure that their food does not get contaminated, especially when it has been sitting outside in the heat for too long. According to the Centers for Disease Control and Prevention, “Raw foods of animal origin are the most likely to be contaminated; that is, raw meat and poultry, raw eggs, unpasteurized milk and raw shellfish.” The CDC also explains that foods that may contain the meat of several animals, like ground beef, could easily become contaminated if one part of the food had been exposed. Fruit and vegetables are also a concern when it comes to serving food to guests,      which is a popular serving dish at picnics. The CDC explains that, “washing can decrease but not eliminate contamination, so the consumers can do little to protect themselves.”

Please note: The above mentioned provides only a few risk management tips for protecting your insured over the July 4th holiday and does not cover all areas of concern. For more information, we advise insureds to contact their insurance brokers and brokers to contact their insureds’ insurance carriers. AFC Insurance can be reached by calling 877-456-5323 or emailing

We wish you a very happy and safe July 4th!


Additional Resources on Heat-Related Injuries:

Additional Resources on Alcohol Training and Safety Measures:

AFC Insurance writes this blog. The content and opinions expressed in this blog are strictly for informative purposes from sources that are presumed accurate. AFC Insurance does not assume responsibility for any misguided information and no guarantees are implied.